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Wildfire Compliance.
Defined.

Wildfire compliance comes with its own vocabulary. Homeowners should not have to become wildfire experts to comply with wildfire requirements. However, if you want to learn more about your property and compliance requirements, we make it remarkably easy to understand.

01Terms

10 CCR 2644.9: Risk Scores and MitigationWildfire Laws & Regulation

California’s insurance rating rule that requires insurers to account for wildfire mitigation and to share wildfire risk scores with policyholders. How much you save depends on your insurer’s approved rating plan.

Need it done? See Insurance Mitigation Requests.

AB 1054 (2019)Wildfire Laws & Regulation

A utility law, not a homeowner rule. It created California’s Wildfire Fund and new safety oversight for electric utilities.

AB 1572 (2023): Nonfunctional TurfWildfire Laws & Regulation

The law that ends potable-water irrigation of decorative grass at commercial, institutional and HOA properties. Deadlines start in 2027 and run through 2031 by property type.

Need it done? See AB 1572 Nonfunctional Turf Removal.

AB 3074 (2020): Zone 0Wildfire Laws & Regulation

The law that created Zone 0, an ember-resistant zone in the first 5 feet around a home. It takes effect only when the state adopts regulations; the first emergency rule was withdrawn on September 8, 2026.

Need it done? See Fire Department Inspection Preparation.

AB 38 (2019)Wildfire Laws & Regulation

The law behind wildfire disclosures in home sales. Sellers in High or Very High zones must give buyers proof of defensible space compliance (Civil Code §1102.19).

Need it done? See AB 38 Inspection Preparation.

Agoura Hills Fire Safe CouncilAgencies & Programs

A local volunteer group helping Agoura Hills residents prepare for wildfire.

Annual Defensible Space ClearanceDefensible Space

The yearly clearance your fire authority requires. VCFD’s deadline is June 1; LACoFD inspects starting April–June by area. Either way, it’s year-round upkeep, not a one-time job.

Need it done? See Fire Department Inspection Preparation.

APNInsurance & Real Estate

Assessor’s Parcel Number: the county’s ID for your lot. Fire departments use it to schedule inspections, including VCFD’s AB 38 requests.

AspectFire Science

The direction a slope faces. South- and west-facing slopes get more sun, dry out faster and burn more readily.

Authority Having Jurisdiction (AHJ)Wildfire Laws & Regulation

The agency with the final say on a requirement. For defensible space, that’s your fire authority; for permits, your building department.

Bell Canyon Fire Safe CouncilAgencies & Programs

A volunteer group supporting wildfire preparedness in Bell Canyon.

Building Materials Listing (BML)Wildfire Mitigation

The State Fire Marshal’s list of products tested for wildfire use, such as vents, siding and decking. A listing applies only to the listed model and installation.

C.A.R. Form FHDSInsurance & Real Estate

The California Association of REALTORS® Fire Hardening and Defensible Space disclosure and addendum. In VCFD’s jurisdiction, it’s the form used when a buyer agrees to finish corrections within 60 days after closing.

CAL FIREAgencies & Programs

The California Department of Forestry and Fire Protection. It maps Fire Hazard Severity Zones and protects State Responsibility Area land. The State Fire Marshal is part of CAL FIRE.

California Department of InsuranceAgencies & Programs

California’s insurance regulator. It approves rates and runs the Safer from Wildfires program.

California FAIR PlanInsurance & Real Estate

California’s insurer of last resort for homeowners who can’t get coverage elsewhere. Coverage is usually narrower, so many owners add a companion policy.

California Fire Code (CFC)Wildfire Laws & Regulation

Part 9 of California’s building standards (Title 24). Counties adopt it with local amendments, which is why VCFD and LACoFD rules differ.

California Fire Safe CouncilAgencies & Programs

A statewide nonprofit that funds and supports local fire safe councils. Its directory helps you find yours.

California State Water Resources Control BoardAgencies & Programs

The state agency that enforces the AB 1572 turf rules alongside local water suppliers, cities and counties.

Cement Board and Fiber-Cement SidingWildfire Mitigation

Cement-based panels used for siding and soffits. Noncombustible and a common home-hardening upgrade; choose products listed for the intended use.

Chapter 7A of the California Building CodeWildfire Laws & Regulation

California’s long-standing wildfire construction rules for new buildings in hazard zones: ignition-resistant roofs, vents, siding and windows.

Chimney ScreeningWildfire Mitigation

Metal mesh over a chimney or stovepipe outlet that stops sparks from escaping. VCFD requires a spark arrestor with openings no larger than ½ inch.

Civil Code 1102.19: Defensible Space at Point of SaleWildfire Laws & Regulation

The section that puts AB 38 into practice. Sellers in High or Very High zones give buyers proof of defensible space compliance, or sign an agreement for the buyer to get it.

Need it done? See AB 38 Inspection Preparation.

Class A RoofWildfire Mitigation

The highest fire rating for a roof covering. The rating applies to the full assembly as installed, not just the shingles.

Climate and Fire WeatherFire Science

Climate is the long-term pattern; fire weather is today’s heat, low humidity and wind. Hot, dry, windy days are when fires spread fastest.

Code EnforcementAgencies & Programs

The local office that handles property code violations. Vacant lots often get clearance notices from code enforcement rather than the fire department.

Need it done? See Vacant Lot Clearing & Nuisance Abatement.

Combustible MaterialsWildfire Mitigation

Anything that burns: plants, mulch, firewood, trash, outdoor furniture and petroleum-based products.

Contract CountiesAgencies & Programs

Six counties that protect State Responsibility Area land for CAL FIRE: Kern, Los Angeles, Marin, Orange, Santa Barbara and Ventura. In these counties, your SRA fire authority is the county fire department, not CAL FIRE.

Contractors State License Board (CSLB)Agencies & Programs

California’s contractor licensing agency. Use its license lookup before you hire anyone. Mustard Construction holds CSLB License #982958, Class B.

Critical Fire WeatherFire Science

Weather that makes fires easy to start and hard to stop. The National Weather Service flags it with fire weather watches and Red Flag Warnings.

Crown Fire PotentialFire Science

How likely a fire is to climb into and run through treetops. Ladder fuels and dense canopies raise it.

Defensible SpaceDefensible Space

The managed area around your home, up to 100 feet, that slows a wildfire and gives firefighters room to work. Required by state law in hazard zones.

Need it done? See Fire Department Inspection Preparation.

Defensible-Space InspectionInsurance & Real Estate

A fire authority’s check of your property against its clearance rules. There are two kinds: the annual inspection and the AB 38 inspection for a home sale.

EavesWildfire Mitigation

The roof edges that overhang your walls. Embers collect underneath them, so enclosing eaves with noncombustible material is a key hardening step.

Ember-Resistant Vent Mesh RetrofitWildfire Mitigation

Adding fine metal mesh to existing vents. CAL FIRE recommends 1/16- to 1/8-inch openings, while keeping the airflow the building needs.

Ember-Resistant VentsWildfire Mitigation

Vents built and tested to block embers and flame. Look for State Fire Marshal–listed models.

EmbersFire Science

Burning bits carried ahead of a fire by wind. They cause most home ignitions by landing on debris or slipping through openings.

Emergency Preparedness in Calabasas (EPIC-FSC)Agencies & Programs

Calabasas’s fire safe council, focused on local wildfire preparedness.

Source: epic-fsc.com

Fire Hazard Severity ZonesWildfire Laws & Regulation

CAL FIRE’s map of wildfire hazard: Moderate, High or Very High. It rates the land, not your home, and it decides which rules apply. Check yours with the Defensible Space Snapshot.

Fire Risk Reduction CommunityAgencies & Programs

A community on the Board of Forestry’s list for meeting wildfire planning standards. Insurers must consider it when setting rates. VCFD’s jurisdiction is on the 2024–2026 list.

Fire-Rated DoorsWildfire Mitigation

Exterior doors built to resist fire as a full assembly: door, frame, glass and hardware. An interior fire-door label doesn’t mean it’s rated for wildfire.

FirebrandFire Science

Another word for an ember: a burning piece carried from a fire that can start a new one where it lands.

FireFree 88Wildfire Mitigation

A brand of intumescent coating that swells into an insulating layer when heated. Performance depends on the tested system; it doesn’t replace required clearance.

Firewise USAAgencies & Programs

The NFPA’s program for neighborhoods that organize to reduce wildfire risk together. Recognition can count toward insurance discounts.

FuelDefensible Space

Anything that can burn: plants, grass, wood, debris and petroleum-based materials.

Fuel BreakDefensible Space

A strip where vegetation is cleared or thinned to slow a fire and give crews access.

Fuel ContinuityDefensible Space

How connected fuels are, side to side or ground to canopy. Breaking the connections breaks the path fire travels.

Fuel ModificationDefensible Space

Reducing or changing vegetation to lower how much can burn and how intensely.

Fuel Modification PlanDefensible Space

An approved, site-specific vegetation plan, usually required for new construction in high-hazard areas. Once approved, it governs what you plant and maintain.

Fuel MoistureFire Science

How much water is in vegetation. The drier the fuel, the easier it ignites.

Fuel MosaicDefensible Space

Clearing in irregular islands rather than straight lines, to reduce fuel while softening the visual and ecological impact.

Garage Door Weather SealsWildfire Mitigation

Weather stripping that closes gaps around a garage door so embers can’t blow in. Check the bottom seal for wear.

Gutter GuardsWildfire Mitigation

Noncombustible covers that keep leaves out of gutters. They help, but you still have to keep roofs and gutters clean; both VCFD and LA County require it.

HardscapeDefensible Space

Non-living landscape surfaces such as concrete, stone, pavers and gravel. In Zone 0, it’s the go-to replacement for mulch and plants.

Hazardous Fuel ReductionDefensible Space

Thinning, pruning and removing vegetation and debris so a fire burns cooler and slower.

High Fire Hazard Severity Zone (HFHSZ)Wildfire Laws & Regulation

The middle of CAL FIRE’s three hazard ratings. In a State Responsibility Area it triggers state defensible space law; in a Local Responsibility Area it doesn’t, though AB 38 still applies in VCFD’s jurisdiction.

Home HardeningWildfire Mitigation

Upgrading your home’s roof, vents, eaves, windows and siding so embers, heat and flame have a harder time getting in.

Need it done? See Home Hardening.

Horizontal SpacingDefensible Space

The gap between plants or tree crowns. CAL FIRE’s guidance widens it on steeper slopes. VCFD requires new tree crowns to be 20 feet apart in Zone 1 and 10 feet apart in Zone 2.

IBHSAgencies & Programs

The Insurance Institute for Business & Home Safety, an insurer-funded research lab that tests how homes survive disasters.

Source: ibhs.org

IBHS Wildfire Prepared ProgramAgencies & Programs

IBHS’s voluntary home designation for meeting its wildfire standards. Many insurers recognize it. IBHS decides who qualifies; we can complete the work it requires.

Need it done? See Home Hardening.

Ignition-Resistant ConstructionWildfire Mitigation

Building with materials and assemblies tested to resist wildfire exposure. It lowers the odds of ignition; it doesn’t make a home fireproof.

Insurance Non-RenewalInsurance & Real Estate

When your insurer declines to continue your policy at the end of its term. After a declared wildfire emergency, state law can temporarily bar non-renewals in nearby ZIP codes.

Need it done? See Insurance Mitigation Requests.

Intumescent CoatingWildfire Mitigation

A coating that swells into an insulating layer when heated. Results depend on the product, surface and tested system.

Ladder FuelsDefensible Space

Low branches and shrubs that let a ground fire climb into trees. Removing them is one of the most effective clearance steps.

Local Responsibility Area (LRA)Wildfire Laws & Regulation

Land where a city or local district is responsible for fire protection. State defensible space law applies here only in Very High zones (Government Code §51182).

Los Angeles County Fire Department (LA County Fire)Agencies & Programs

LACoFD serves unincorporated Los Angeles County and contract cities including Agoura Hills, Calabasas, Hidden Hills and Westlake Village. It enforces the County Fire Code’s brush clearance rules.

Malibu Lake Fire Safe CouncilAgencies & Programs

A neighborhood fire safe council in the Malibu Lake area.

Moderate Fire Hazard Severity Zone (MFHSZ)Wildfire Laws & Regulation

The lowest of CAL FIRE’s three hazard ratings. In a State Responsibility Area, state defensible space law still applies; in a Local Responsibility Area, it doesn’t.

National Fire Protection Association (NFPA)Agencies & Programs

The nonprofit that writes many U.S. fire codes and runs the Firewise USA program.

Source: www.nfpa.org

Noncombustible MaterialsWildfire Mitigation

Materials that won’t burn, such as concrete, stone, masonry and metal. The whole assembly still has to meet code.

Nonfunctional TurfDefensible Space

Grass that isn’t in a recreational area or community space, including turf in street medians and parking lots. AB 1572 ends potable-water irrigation of it.

Need it done? See AB 1572 Nonfunctional Turf Removal.

Notice of Public NuisanceWildfire Laws & Regulation

A formal order to fix a property condition. For fire hazards, it means the authority has declared your vegetation or debris a hazard and set a correction deadline.

Need it done? See Vacant Lot Clearing & Nuisance Abatement.

Oak Park Fire Safe CouncilAgencies & Programs

A volunteer group supporting wildfire preparedness in Oak Park.

Source: opfsc.org

OSFM WUI Listed ProductsWildfire Mitigation

Products the State Fire Marshal has listed for wildfire-exposure use. The listing covers a specific model, surface and installation.

ParcelInsurance & Real Estate

A legally defined piece of land, identified by its APN. Fire rules apply by parcel, not by mailing address.

Phos-Chek FORTIFYWildfire Mitigation

A long-term fire retardant sprayed on vegetation. It doesn’t replace required clearance.

Potable WaterDefensible Space

Drinking-quality water. Under AB 1572, covered properties can’t use it on nonfunctional turf, though tree watering is still allowed.

PRC 4291: Defensible SpaceWildfire Laws & Regulation

The state law requiring 100 feet of defensible space around structures in State Responsibility Areas. It also requires keeping roofs clear of debris and trees 10 feet from chimneys.

Need it done? See Fire Department Inspection Preparation.

Radiant HeatFire Science

Heat that travels through the air from a fire. It can crack windows and ignite siding without flames ever touching the house.

Safer From WildfiresInsurance & Real Estate

The California Department of Insurance framework that lists the property and community mitigation steps insurers must recognize in their rates.

Need it done? See Insurance Mitigation Requests.

Santa Ana WindsFire Science

Hot, dry offshore winds in Southern California, strongest in fall and winter. They drive the region’s fastest-moving fires and carry embers far ahead.

Santa Monica Mountains Regional Fire Safe CouncilAgencies & Programs

A regional group supporting wildfire preparedness across the Santa Monica Mountains.

Santa Susana Mountains Fire Safe CouncilAgencies & Programs

A fire safe council for communities near the Santa Susana Mountains.

SB 504 (2024): Defensible Space and GrantsWildfire Laws & Regulation

A 2024 law that updated defensible space rules, including Zone 0 implementation, and fire-prevention grant priorities.

SB 547 (2025)Wildfire Laws & Regulation

A 2025 law extending cancellation and non-renewal protections to commercial property insurance after declared emergencies.

Need it done? See Commercial.

SB 824 (2018): Non-Renewal MoratoriumWildfire Laws & Regulation

The law that temporarily stops insurers from dropping homes in ZIP codes near a declared wildfire emergency. The Insurance Commissioner announces the affected ZIP codes.

Need it done? See Insurance Mitigation Requests.

Split Fire Hazard Severity Zone ParcelWildfire Laws & Regulation

A parcel with more than one hazard rating. In VCFD’s jurisdiction, the highest rating applies to the whole parcel.

State Responsibility Area (SRA)Wildfire Laws & Regulation

Land where the state is responsible for wildfire protection. State defensible space law applies here in every hazard zone (Public Resources Code §4291). In Ventura and LA counties, the county fire department protects it under contract.

Surface FireFire Science

Fire burning through grass, brush and debris on the ground. With ladder fuels, it can climb into trees.

Tempered GlassWildfire Mitigation

Heat-treated glass that resists breaking from radiant heat. CAL FIRE recommends dual-pane windows with at least one tempered pane.

TopographyFire Science

The shape of the land: slope, elevation and aspect. Fire runs faster uphill.

VCFPD Ordinance 34Wildfire Laws & Regulation

Ventura County Fire Protection District’s fire code ordinance, effective January 1, 2026. Section 617 sets VCFD’s AB 38 rules for home sales.

Need it done? See AB 38 Inspection Preparation.

Ventu Park Fire Safe CouncilAgencies & Programs

A neighborhood fire safe council serving Ventu Park in Newbury Park.

Source: vpfs.org

Ventura County Fire Department (VCFD)Agencies & Programs

VCFD serves all of Ventura County except the cities of Ventura, Oxnard and Fillmore, including Thousand Oaks, Moorpark, Simi Valley and Camarillo. It runs the Fire Hazard Reduction Program.

Ventura Regional Fire Safe CouncilAgencies & Programs

A nonprofit supporting wildfire education and mitigation across Ventura County.

Vertical SpacingDefensible Space

The gap between a shrub and the tree branches above it. VCFD requires at least three times the shrub’s height.

Very High Fire Hazard Severity Zone (VHFHSZ)Wildfire Laws & Regulation

CAL FIRE’s highest hazard rating. State defensible space law applies here in both State and Local Responsibility Areas.

Water Code 10608.14Wildfire Laws & Regulation

The AB 1572 deadlines: 2027 for public agency properties, 2028 for commercial, industrial and institutional properties, and 2029 for HOA common areas.

Need it done? See AB 1572 Nonfunctional Turf Removal.

Water Code 1846Wildfire Laws & Regulation

The penalty section for AB 1572 turf violations.

Wildfire ExposureFire Science

How a wildfire reaches a building: radiant heat, hot gases, direct flame and embers.

Wildfire Preparedness WeekAgencies & Programs

CAL FIRE’s annual spring campaign urging Californians to get homes ready before fire season.

Wildland Urban Interface (WUI)Wildfire Laws & Regulation

Where homes meet wildland vegetation. VCFD’s Wildland-Urban Interface Code sets defensible space and Zone 0 rules for these areas.

Zone 0Defensible Space

The first 5 feet around your home, decks included. No statewide rule is in effect yet (the state’s emergency rule was withdrawn on September 8, 2026), but VCFD already enforces its own Zone 0 rules.

Need it done? See Fire Department Inspection Preparation.

Zone 1Defensible Space

5 to 30 feet from your home: thin and separate plants so fire can’t run to the house. In VCFD’s jurisdiction it extends to 50 feet on slopes over 20%.

Zone 2Defensible Space

30 to 100 feet from your home, or to your property line: reduce and space fuels so an approaching fire drops to the ground.